FDIC-Insured - Backed by the full faith and credit of the U.S. Government
The Cooperative Bank

Already have an account?

Let's get going!

In order to get started, select an account that works for you.

Regular Checking
With no Minimum balance requirement and no monthly maintenance fee, plus surcharge-free ATM access at MoneyPass Network™ ATMs. TCB's Regular Checking account is a smart, economical choice. You'll also enjoy the convenience of unlimited check writing, free online banking (with bill pay) and debit card.
  • Minimum deposit of $25 is required to open the account
  • No minimum balance requirement
  • No monthly maintenance fees
  • First order of Checks are free
  • MasterCard® debit/ATM card
  • Surcharge-free ATM access at MoneyPass Network™ ATMs
Statement Savings
This account offers you the peace of mind of immediate access to your savings with your TCB ATM card at any ATM.
  • Minimum deposit of $10 is required to open the account
  • Earn interest on all balances over $10
  • $3.00 monthly maintenance fee waived with minimum daily balance of $100, or for persons under 18 or over 65 years of age
  • View Rates
eLife Checking
eLife Checking is for the way you live. Tap and it’s done—scheduled, paid for, transferred. Fast, and without a lot of fees. Simple, secure, and ready whenever and wherever you are, eLife is the checking account for getting things done.
  • Minimum deposit of $10 is required to open the account
  • No minimum balance requirement
  • Direct Deposit and eStatements are required to waive $10 monthly maintenance fee
  • Mastercard debit/ATM card
  • Unlimited ATM surcharge rebate
Student Life Checking
Whether you are attending high school locally, or away at college, Student Life Checking has the features and benefits you need in a bank account. Student Life Checking is available to students ages 14-26 with a valid School ID. For students ages 14 to 17 a parent or legal guardian is required to be a joint owner on the account.
  • Minimum deposit of $10 is required to open the account
  • No minimum balance requirement
  • No monthly maintenance fees
  • eStatements are required
  • Up to $12/month in ATM surcharge fee rebates
  • Check writing—10 monthly at no cost/$0.50 per check thereafter
eLife Savings
eLife Savings is a companion savings account. When linked to an eLife Checking or Student Life Checking account, you will earn a premium rate of interest on the balance in your eLife Savings account up to the first $2,000 and a competitive rate of interest on any account balance over $2,000. Plus, your new savings account will be automatically linked to your existing eStatement profile, so you’ll receive environmentally friendly monthly eStatements and have easy access through your existing online banking login.
  • Minimum deposit of $10 is required to open the account
  • Call to learn about our Competitive rates
  • Either an eLife Checking or Student Life Checking account is required in order to open and maintain an eLife Savings account
  • Only 1 eLife Savings account is allowed per tax reporting owner
  • No minimum balance requirement and no monthly service charge
  • View Rates
Cetificates of Deposit(Cds)
A certificate of deposit (CD) is a low-risk savings tool that can boost the amount you earn in interest while keeping your money invested safely.
8 Month Special
TCB Premier Money Market
Maintain a balance of $2,500 to earn interest and avoid a monthly maintenance fee. Your rate of return increases as your account balance increases.
Relationship Checking
We look at all of the business you do with TCB and reward you accordingly, with perks like preferred rates on CDs and IRAs.

$5,000 combined minimum daily relationship balance in any of the following required waives the monthly maintenance fee*:

Checking/Savings
CDs/IRAs
Money Market Accounts
Home Equity Loans
Home Equity Lines of Credit
Residential Mortgages
  • Minimum deposit of $25 is required to open the account
  • Competitive interest rate
  • Preferred rates on CDs/IRAs
  • eStatements available
  • Surcharge-free ATM access at MoneyPass Network™ ATMs
  • Free check orders (basic checks only)
  • View Rates